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By using this website, you agree to all of the following terms and conditions as they read at the time of your use. The terms and conditions are subject to change at any time.


This website is provided as general information for your personal, non-commercial use only. The information provided is not guaranteed to be accurate and is subject to change at any time without notice. No personal insurance advice is provided – you should speak with a licenced life insurance advisor. This website is provided on an “as-is” basis and you visit it and use its content entirely at your own risk with no express or implied warranty of any kind. The company assumes no responsibility for any third party website that you may link to from this website. This website and all its forms of content are protected by copyright, trade-mark and/or other intellectual property laws.




This website uses cookies and other tracking technology such as IP information for the purpose of analyzing website usage and traffic. You may set your web browser to notify you when you receive a cookie or change the settings on your web browser to clear or disable cookies.


Please exercise caution when sending confidential information by email. Your email may not be encrypted, which could be a security risk for its content. When you contact the company by email or through a form on this website, you will be providing some personal information such as your name, email address and so forth. The company will store this information for the purpose of communicating with you and / or for insurance purposes. The company does not sell your personal information to third parties.


By using this website, you expressly consent to the collection of the aforementioned information.